Can i shop online with a visa gift card
Use a trusted payment protection service such as PayPal.
When Credit Cards Are Better, just because you can order online with a debit card doesnt mean you should. .
If your card information is used fraudulently, you might be protected under federal law, but getting that money back into your bank account is a painful and slow process.If you're using a prepaid debit card (as opposed to one that came with your checking account you might have less protectionso be sure to research your card's policies before using it online.You could be liable for only 50 - if you notify your financial institution within two days of realizing that your card has been lost or stolen.The basic protection that prepaid Visa cards provide is beneficial because of its simplicity.To reduce the likelihood of problems, follow these basic security rules.But what should you use when it comes to online shopping?If debit is dear to you, you're not alone: As of September 2010, there were approximately 520 million Visa and MasterCard debit cards in circulation, and by the end of that year, those cards had generated more than.3 trillion in purchases source: Woolsey and.You can be held 100 percent responsible if you dont report the problem within 60 days.The Electronic Fund Transfer Act, which regulates debit card use, is a bit more convoluted.Credit card users are protected by the Truth in Lending Act, which says you're not liable for any debts if you report that your card has been lost or stolen before unauthorized transactions are made.Because of this, you protect your banking information because a lost or stolen prepaid card cant be used to open new accounts or as proof of credit.With hackers and thieves becoming cleverer all the time, even secure web sealed with the gift of the holy spirit sites may one day become targets.The seller themselves would not have access to your bank details, as it would be encrypted.Virtually nothing about the transaction can be tracked, and there are no statements or bills for a thief to pick.Prepaid cards work like a regular credit cards, but arent tied to a bank account.Also, biosilk 3 piece gift set a credit card creates a debt that you have to repay, but it doesnt pull money out of your checking account without your knowledge.